Say Yes to Spending, Say Yes to Saving

Suit your style of spending or saving with our free Thrive accounts. Thrive Rewards Checking, Thrive Cash Back Checking and Thrive Savings include no monthly maintenance fee and no minimum balance to earn rewards. Whether you’re looking for a free account that builds your savings effortlessly or free checking that pays high interest, our accounts can help you thrive.

Browse our Thrive accounts below and stop into your local Sturgis Bank Branch to open your Thrive account today!

Account	Thrive Rewards Checking OPEN IN MINUTES Learn More	Thrive Cash Back Checking OPEN IN MINUTES Learn More	Thrive Savings OPEN IN MINUTES Learn More
Best For	HIGH YIELD	CASH BACK	SAVINGS
Monthly Rewards	5.25% APY* on balances up to and including $25,000 5.25% to 1.45% APY on balances over $25,000 depending on balance in account* 0.05% APY* on all balances if qualifications aren't met	Earn 5.00% cash back on debit card purchases^ Cash back earned on as much as $200 in purchases monthly Earn as much as $120 cash back per year, $10 per month	2.00% APY‡ on balances up to and including $100,000 2.00% to 1.25 APY on balances over $100,000 depending on balance in account‡ 0.05% APY‡ on all balances if qualifications are not met in Thrive Rewards or Thrive Cash Back
Monthly Service Fee	$0	$0	$0
ATM Access	Refunds of ATM withdrawal fees, nationwide*	Refunds of ATM withdrawal fees, nationwide*	n/a
Free Online & Mobile Banking Access?	Yes	Yes	Yes
Free Debit Card?	Yes	Yes	n/a
Minimum Opening Deposit	$50.00	$50.00	$50.00

Thrive Rewards Checking

Thrive Cash Back Checking

Thrive Savings

Best For - HIGH YIELD
AccountThrive Rewards Checking OPEN IN MINUTES Learn More
Monthly Rewards 5.25% APY* on balances up to and including $25,000 5.25% to 1.45% APY on balances over $25,000 depending on >balance in account* 0.05% APY* on all balances if qualifications aren't met
Monthly Service Fee$0
ATM AccessRefunds of ATM withdrawal fees, nationwide*
Free Online & Mobile Banking Access?Yes
Free Debit Card?Yes
Minimum Opening Deposit$50.00

Best For - HIGH YIELD
AccountThrive Cash Back Checking OPEN IN MINUTES Learn More
Monthly Rewards Earn 5.00% cash back on debit card purchases^ Cash back earned on as much as $200 in purchases monthly Earn as much as $120 cash back per year, $10 per month
Monthly Service Fee$0
ATM AccessRefunds of ATM withdrawal fees, nationwide*
Free Online & Mobile Banking Access?Yes
Free Debit Card?Yes
Minimum Opening Deposit$50.00

Best For - SAVINGS
AccountThrive Savings OPEN IN MINUTES Learn More
Monthly Rewards 2.00% APY‡ on balances up to and including $100,000 2.00% to 1.25 APY on balances over $100,000 depending on balance in account‡ 0.05% APY‡ on all balances if qualifications are not met in Thrive Rewards or Thrive Cash Back
Monthly Service Fee$0
ATM Accessn/a
Free Online & Mobile Banking Access?Yes
Free Debit Card?n/a
Minimum Opening Deposit$50.00