Sturgis Bank

Construction Mortgages

A construction mortgage is a type of home loan that provides financing specifically for building a new home or making significant renovations to an existing property. One of the main benefits of a construction mortgage is that it provides funding to cover the costs of construction, which can be difficult to obtain through other types of financing. Additionally, a construction mortgage can offer more flexibility in terms of payment schedules and interest rates. Another benefit is that you’ll only pay interest on the amount of the loan that has been drawn down, which can help keep costs down during the construction process. 

A construction mortgage can offer a streamlined process for obtaining financing for both the land and construction costs, making it easier for you to manage the entire homebuilding process from start to finish.


Contact a Loan Officer Today

Our experienced loan officers are ready to help you find the right mortgage option to fit your unique needs. Whether you're a first-time home buyer, looking to refinance, or investing in property, we're here to guide you through the process and answer any questions you may have.

Contact us today to schedule a consultation with one of our loan officers and take the first step toward achieving your home ownership goals.

Loans subject to credit approval. Sturgis Bank NMLS#407562.

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Mortgage Center

Mortgage Center

We are more than happy to help with your home buying process. Interested in applying for a loan? Click below!

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