Sturgis Bank

Personal Savings & Money Market Accounts

Accounts Where Your Money Can Grow

Personal savings

You rely on a checking account to manage the transactions in your life, from depositing your salary to paying your expenses. A savings account helps you set aside money and earn interest on it to finance your personal goals.

The team at Sturgis Bank makes saving money more convenient with a range of accounts that:

Are easy to open and maintain
Keep your cash safe from fire, flood, or theft
Give you access to your funds whenever you need them

With a savings account, you’ll have the cash to pay for unexpected expenses like car repairs. You’ll also have a place to build funds for a vacation, holiday shopping, a house down payment, or a car purchase.

Start planning for your future with a savings account from Sturgis Bank. Contact Us to open your account today!

Statement Savings

You need a savings account that allows a low monthly balance.

Open Now

Ultimate Savings

You have a large pool of funds to open an account and seek a higher interest rate.

Open Now

Super Multiplier (Money Market)

You want an account with a higher interest rate that allows you to write a few checks.

Open Now

Holiday Savings

You want a short-term savings account that gives you access to funds during the holidays.

School Savings

You have a student under 18 years old interested in money management and savings.

Learn more

Features	Statement Savings	Ultimate Savings	Super Multiplier (Money Market)	Holiday Savings	School Savings
Opening Deposit	$100	$10,000	$2,500	$10	$1.00
Minimum Balance To Avoid Service Fee	$100	$100	$2,500		$0 for students younger than 18 $100 for students 18+
Monthly Service Fee	$2.00 If Balance Falls Below $100	$2.00 If Balance Falls Below $100	$6.00 If Balance Falls Below $2,500		For students 18+, $2.00 if Balance Falls Below $100
Interest*	Yes	Yes, Tiered Variable Rate	Yes, Tiered Variable Rate	Yes	Yes, Tiered Variable Rate
ATM Card**	Free	Free	Not Available		Not Available
Online Banking and BillPay	Free	Free	Free	Free	Not Available
eStatements	Available	Available	Available	Available	Available

*Call your hometown banking center for current interest rates. ** Non-proprietary ATM fees may apply.

Statement Savings
Opening Deposit $100
Minimum Balance to Avoid Service Fee $100
Monthly Service Fee $2.00 If Balance Falls Below $100
Interest - Check Rates Yes
ATM Card* Free
Online Banking and BillPay Free
eStatements Available

Ultimate Savings
Opening Deposit $10,000
Minimum Balance to Avoid Service Fee $100
Monthly Service Fee $2.00 If Balance Falls Below $100
Interest - Check Rates Yes, Tiered Variable Rate
ATM Card* Free
Online Banking and BillPay Free
eStatements Available

Super Multiplier (Money Market)
Opening Deposit $2,500
Minimum Balance to Avoid Service Fee $2,500
Monthly Service Fee $6.00 If Balance Falls Below $2,500
Interest - Check Rates Yes, Tiered Variable Rate
ATM Card* Not Available
Online Banking and BillPay Free
eStatements Available

Holiday Savings
Opening Deposit $10
Minimum Balance to Avoid Service Fee
Monthly Service Fee
Interest - Check Rates Yes
ATM Card*
Online Banking and BillPay Free
eStatements Available

School Savings
Opening Deposit $1.00
Minimum Balance to Avoid Service Fee $0 for students younger than 18 $100 for students 18+
Monthly Service Fee For students 18+, $2.00 if Balance Falls Below $100
Interest - Check Rates Yes, Tiered Variable Rate
ATM Card* Not Available
Online Banking and BillPay Not Available
eStatements Available