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Our flexible HELOC options make it easy to start fresh this season

PLUS, with a Thrive Checking Account, you'll earn a high interest rate on your balance*

For a limited time, take advantage of our 6-month 4.99% APR* intro rate Home Equity Line of Credit!

You've worked hard to build equity in your home. Now it's time to put that equity to work for you.

A HELOC can be used for just about anything. Like...

• Consolidating debt

• Paying for your kid's college

• That fairytale wedding

OR, whatever else you can think of!

We make it super easy to get started. Just click the Apply Online Today! button below to get started!.

Apply Online Today!

*APR = Annual Percentage Rate. Introductory interest rate of 4.99% APR is good for a period of 6 months. Thereafter, the interest rate will adjust to Prime Rate published in the Wall Street Journal minus 0.15% to plus 0.75% based on credit history. Prime Rate as of 03/01/2025 is 7.50%. Interest rate adjusts monthly with a minimum interest rate of 5.00%. $50 Annual fee applies. Minimum loan amount $5,000. All loans are subject to having a Sturgis Bank checking account and credit approval. Sturgis Bank NMLS #407562.

Have Questions First?

If you're not ready to start the application and have questions, that's fine with us! Complete the the form below and a Sturgis Bank mortgage loan expert will get in touch. We're here to help!
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Your Community Bank Home Mortgage Experts

A HELOC Provides Flexibility

You can use the funds for just about anything your heart desires! And since it's a line of credit, you can use it as you need it, for maximum flexibility.

Your Local Lending Experts

We live and work right here, so we know the market! You can trust your Sturgis Bank mortgage experts to guide you along the way and make the process worry-free.