Personal Checking Accounts

Spend Smarter with Exclusive Savings

Save when you bank

• $50.00 Minimum Deposit to Open
• No Minimum Balance
• Earns Interest
• Overdraft Forgive ¹
• ATM Reimburse ³
• Visa Check Card
• Internet Banking
• Billpay
• Mobile Banking
• Overdraft Protection Available

Save when you play

• Travel and Leisure Discount Membership
  Special discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their smartphone. Digital Access makes savings super easy and convenient, giving instant savings anywhere, and anytime. (Registration/enrollment required)
• $hopping Rewards ^TM
  Receiving Shopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back will be held in your Shopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it’s that easy! (Registration/activation required.)

Keep Yourself Safe from Fraud and Loss

You can rest easy knowing that you are protected by our comprehensive IDProtect® service3, which includes:

• Identity Theft Expense Reimbursement Coverage⁴
  Receive up to $10,000 to help pay expenses, clear your name and repair damaged credit, should you become the victim of identity theft.
• Comprehensive Identity Theft Resolution Services
  Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your credit and identity are completely restored.
• Debit and Credit Card Registration
  Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards. (Registration/activation required.)
• 3-in-1 Credit File Monitoring
  IDProtect will monitor your Equifax, Experian and TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)
• 3-in-1 Credit Report
  Request a free, updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. (Registration/activation required.)
• Total Identity Monitoring
  Monitoring of over 1,000 databases
  (Registration/activation required.)

Save on health care

• Health Discount Savings
  Enjoy savings on vision, prescriptions and dental services. (Registration/activation required.)
  This is NOT insurance.

Secure Checking also helps protect you from unexpected losses.

• Accidental Death & Dismemberment Insurance⁴
  Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
• Cellular Telephone Protection⁴
  Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. (Cellular telephone bill must be paid through this account.)
• Debit Advantage^TM4
  Buyer’s Protection & Extended Warranty
  Buyer’s Protection covers items for ninety days from the date of purchase against accidental breakage, fire, or theft.
  Extended Warranty extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with eligible account.)

Monthly service fee with paper statement is $5.99. E-Statement enrollment reduces monthly service fee to $5.50 per month.