Sturgis Bank Checking

Oak Checking

You need a basic checking account with useful services and can maintain minimum balance requirements

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Thrive Cash Back & Thrive Rewards

IncludedYou want an account that includes variousfeatures to fit your lifestyle

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Secure Checking

You want an account that earns interest with a range of additional services and rewards

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See what's included

Feature Oak Checking Thrive Cash Back Thrive Rewards Secure Checking

Opening Deposit

$100

$50

$50

$50

Minimum Balance to Avoid Service Fee

$100 average balance

None

None

None

Monthly Service Fee

$5

No monthly fees, ever

No monthly fees, ever

$5.99 or $5.50 for eStatement accounts

Interest 2

No

No

Yes, on balances up to $25,000 if qualifications are met

Tiered Rates

Cash Back on Debit Card Purchases

No

Yes

No

No

Visa® Check Card 3

Free

Free

Free

Free

Online and Mobile Banking

Free

Free

Free

Free

Bill Pay

Free

Free

Free

Free

Overdraft Protection 4

Available

No

No

Available

Overdraft Forgiveness 5

No

No

No

Yes

ATM Reimbursement 6

No

Yes, when you qualify

Yes, when you qualify

Yes

eStatements

Available

Required

Required

Available

Special Benefits

IDProtect®, Cell Phone Protection, AD&D Insurance, Travel & Leisure Discounts, $hopping Rewards™, Debit Advantage™ & Family Health Discounts 

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Oak Checking

Opening Deposit $100

Minimum Balance to Avoid Service Fee
$100 average balance

Monthly Service Fee
$5

Interest 2 No

Cash Back on Debit Card Purchases No

Visa® Check Card 4 Free

Online and Mobile Banking Free

Bill Pay Free

Overdraft Protection 4 Available

Overdraft Forgiveness 5 No

ATM Reimbursement 6 No

eStatements Available

Special Benefits

Thrive Cash Back

Opening Deposit $50

Minimum Balance to Avoid Service Fee
None

Monthly Service Fee
No monthly fees, ever

Interest 2 No

Cash Back on Debit Card Purchases Yes

Visa® Check Card 4 Free

Online and Mobile Banking Free

Bill Pay Free

Overdraft Protection 4 No

Overdraft Forgiveness 5 No

ATM Reimbursement 6 Yes, when you qualify

eStatements Required

Special Benefits

Thrive Rewards

Opening Deposit $50

Minimum Balance to Avoid Service Fee
None

Monthly Service Fee
No monthly fees, ever

Interest 2 Yes, on balances up to $25,000 if qualifications are met

Cash Back on Debit Card Purchases No

Visa® Check Card 4 Free

Online and Mobile Banking Free

Bill Pay Free

Overdraft Protection 4 No

Overdraft Forgiveness 5 No

ATM Reimbursement 6 Yes, when you qualify

eStatements Required

Special Benefits

Secure Checking

Opening Deposit $100

Minimum Balance to Avoid Service Fee
None

Monthly Service Fee
$5.99 or $5.50 for eStatement accounts

Interest 2 Tiered Rates

Cash Back on Debit Card Purchases No

Visa® Check Card 4 Free

Online and Mobile Banking Free

Bill Pay Free

Overdraft Protection 4 Available

Overdraft Forgiveness 5 Yes

ATM Reimbursement 6 Yes

eStatements Available

Special Benefits IDProtect®, Cell Phone Protection, AD&D Insurance, Travel & Leisure Discounts, $hopping Rewards™, Debit Advantage™ & Family Health Discounts 

 

Contact Us

2 Call (888) 255-7372 for current interest rates.

3 Non-proprietary ATM fees may apply.

4 Subject to credit approval.

5 Coupon for one overdraft reimbursement on accounts opened after 2/1/2017 - upon request.

6 Refund SB & foreign bank fee. Limit 2 transactions per month. Refund within 45 days of transaction, receipt required. For more detailed disclosures please contact us at (269) 651-9345. Disclosures will be mailed or delivered within 10 business days upon request.

 

For more detailed disclosures please contact us at 269-651-9345. Disclosures will be mailed or delivered within 10 business days upon request.

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